For many people living outside China, shopping directly on platforms like Taobao, JD, or 1688 isn’t as simple as it sounds. You might struggle with pages full of Chinese, discover that the seller doesn’t ship abroad, or find out that your regular bank card or wallet just isn’t accepted. Sometimes the biggest challenge is not buying the product itself, but figuring out how to actually pay for it.
This is where Sugargoo steps in. Acting as a trusted buying agent, it connects international shoppers with Chinese sellers, handling not only product purchasing but also storage and shipping. If you’d like to see what that looks like from a real shopper’s perspective, take a look at this personal story.
The full order process on Sugargoo usually involves several stages: picking your items, adding them to the cart, submitting the order, paying for it, and finally arranging international delivery. For a detailed walkthrough of the entire journey, check out this step-by-step ordering guide.
In this article, though, we’ll zoom in on just one key part—making your payment. Whether you prefer credit cards, PayPal, Alipay+, or a bank transfer, Sugargoo provides flexible and secure ways to complete your purchase. Let’s start with the method most international shoppers rely on: credit cards.
Paying by Credit Card
For many buyers, card payment is the most straightforward way to check out. Sugargoo accepts the six global standards—Visa, Mastercard, Maestro, Diner’s Club, Discover, and Amex.
- Prepaid VISA/Master gift cards also work, making them useful for cross-border shopping.
- Mobile wallets like Google Pay and Apple Pay are included.
- In Europe, methods such as Klarna, Trustly, iDEAL, and Bancontact are available.
- Current handling fee: 4.8% of the order plus US$0.5.
- Processing speed: usually immediate, but occasionally there may be a short delay.
👉How it works in practice:
- At checkout, choose Credit Card and pick the currency you prefer. Then hit Pay Now to continue.
- You’ll be redirected to a secure page. From there, just log in or enter your card details, confirm, and your payment will be completed in a few clicks.
👉 If you’re still exploring whether this platform fits your needs, you can check an independent review.
Using PayPal
PayPal remains one of the most popular digital wallets worldwide, known for buyer protection.
- Works with most cards and some local banks.
- Currency conversion charges apply for payments not in USD/EUR.
- Fee: 3% plus US$0.3 per transaction.
- Funds usually show up instantly.
👉 How it works in practice:
- At checkout, simply choose PayPal as your payment method, select USD or EUR as the currency, and hit Pay Now.
- You’ll then be taken to PayPal’s secure login page. Sign in, confirm the payment, and you’re done—the order is updated right away.
Alipay+(International Alipay)
Alipay+ connects with popular local wallets such as GrabPay, GCash, Touch ‘n Go, Rabbit LINE Pay, DANA, and Boost.
- Countries covered: Malaysia, Singapore, Thailand, Indonesia, the Philippines, and Hong Kong.
- Transaction costs: around 2.8-3% plus a small fixed fee.
- Processing: normally instant.
👉 How to pay with Alipay+:
- At checkout, pick Alipay+ as your payment option and choose the local wallet you’d like to use from the pop-up window.
- Hit Pay Now, and you’ll be redirected to a secure page. From there, log in to your wallet account, confirm, and the payment will be completed in just a few taps.
Onerway(Cards + Wallets)
This gateway combines the flexibility of cards with e-wallets.
- Accepts global credit cards plus CashApp, Apple Pay, and Google Pay.
- Includes European methods like MyBank and iDEAL.
- Fee: 3.4% + US$0.3.
- Processing: almost always real-time.
👉 How to pay with Onerway:
- On desktop, simply choose Onerway at checkout, pick the wallet or card you want from the pop-up window, and confirm.
- Then click Pay Now on Sugargoo and follow the on-screen instructions—the payment is usually finished in just a few seconds.
Payermax
Focused on Southeast Asia, this option supports buyers in Malaysia, Singapore, Indonesia, and the Philippines.
- Charges: 3% + US$0.3.
- Funds clear instantly.
👉 How to pay with Payermax:
- At checkout, choose Payermax as your payment option and hit Pay Now.
- A new page will guide you to pick your country (Indonesia, Malaysia, Philippines, or Singapore) and the local payment method you prefer. Once selected, click Pay to confirm and you’re all set.
- After confirming, the system will redirect you to a secure payment page—just follow the prompts there, and your order will be settled within moments.
Mainland China Alipay
For domestic buyers, Alipay payments in RMB are completely free and instant.
👉 Many shoppers pair this with a marketplace comparison before deciding where to buy.
Wise(International Bank Transfer)
If you’d rather wire money in your home currency, Wise can be a cost-effective solution.
- Available in 70+ regions.
- Exchange rate + small transfer fee applies.
- Usual timeline: 1-4 working days.
👉 How to pay with Wise: When you’re checking out, choose Wise Transfer Now as your payment option and click Wise Transfer Now to proceed.
Next, pick the currency you want to send in—RMB, USD, or EUR—and copy Sugargoo’s recipient account details shown on screen.
Then head over to your Wise account, paste in those details, and complete the transfer. Be sure to keep a quick record of your transaction: the sender’s name, transfer reference number, transfer amount, and a screenshot or receipt. Finally, go back to Sugargoo’s remittance page, fill in the recorded details, and hit Transfer Completed, Submit Information to finish.
Overseas Telegraphic Transfer
The traditional option for high-value orders.
- Works worldwide, in multiple currencies.
- Charges vary by bank.
- Timeline: 3-7 working days.
👉 How to pay by telegraphic transfer: At checkout, switch to Bank Transfer and choose Overseas Telegraphic Transfer. Click Transfer Now, and Sugargoo will show you the recipient bank account details.
Copy those details, then head to your own bank’s transfer page to set up the payment. It’s a good idea to keep a quick record of the key information—your name, the bank you’re sending from, the reference number, amount, currency, and a screenshot or receipt of the transfer.
Once that’s done, return to Sugargoo’s remittance page, fill in the recorded details, and click Submit Remittance Information so your payment can be confirmed and matched to your order.
Arrival Time Summary
- Almost instant: Credit cards, PayPal, Alipay+, Onerway, Payermax, Domestic Alipay.
- Slower methods: Wise (1-4 days), Telegraphic transfers (3-7 days), China local transfers (about 24 hours).
What If Your Preferred Method Isn’t Listed?
Sugargoo works with dozens of regional payment processors, so chances are high you’ll find one that fits.
👉 You can see the full list in this payment breakdown guide.
Ready to Complete Your Order?
No matter whether you rely on PayPal for security, Wise for larger transfers, or Onerway for wallet flexibility, Sugargoo provides a safe and versatile checkout system. Combine your preferred payment choice with smart extras like shipping insurance, add-on delivery services, and practical customs tips, and you’ll have everything you need for smooth international shopping.